Medicare/Medigap Supplemental Insurance

It is VERY IMPORTANT to make an informed decision when first signing up for Medicare as it will affect the rest of your life. Medicare is health Insurance for people 65 & older as well as some under 65 with certain disabilities.  You can sign up for Medicare and your Medigap Supplemental plan while you are 64 and coverage will begin the first of the month of your 65th birthday. Read more...

Let’s Talk About Investing

There are many places you can put your money and hopefully have it grow into more money.

How much do you need to invest to have a good retirement?  Is it too late to start? How can you make it happen? 

What do you do if all the money seems to disappear before the end of the month?  Call us and let’s talk about what will work best for you. Read more...

Short Term Health Insurance before 65

What is Short Term Health Insurance?

Short term health insurance is a quality, affordable plan of temporary medical insurance designed specifically for people under 65 who are temporarily without health insurance. Coverage can become effective as early as tomorrow.  You can be covered for periods as short as 30 days or up to a year. It can be paid for in one single payment or easy monthly installments. Read more...

Critical Illness Insurance

When you have a major illness, there are lots of things to think about.  Money shouldn’t have to be one of them.  You may have health insurance to pay for the medical treatment you need, but where is the money going to come from to pay the rent or mortgage, car payment, credit cards, etc. – all your normal living expenses?  Or if you don’t have enough health insurance, or want an experimental treatment not covered under your policy, use the benefit payment for that.  It will be paid directly to you and may be used for anything you wish. Read more...

Guaranteed Issue

Limited Indemnity Health Insurance for those 18 – 64

Have you had trouble getting health insurance because of a pre-existing condition?

Are your premiums so high that they’re  not affordable?

Are your deductibles and out of pocket expenses are too high?

Then this may be the plan for you!   Read more...

Total Protection Whole Life Insurance

Most people don’t like to think about life insurance.  But life insurance is an important way to protect your family. 

We offer whole life, not term, so it won’t end before you do.  Whole life always pays off.  Read more...