HEALTH INSURANCE

Health Insurance is one of the most hotly debated issues today, in Congress and throughout the world. The cost of medical care rises as new technology makes health care better. But how do you make sure that you can get the best care at the best price?

Traditional Major Medical Insurance is still alive and available. This is the kind where you chose a deductible amount from $250 to $5000. You pay this amount of your bills. The insurance company pays 50% to 80% of the next $2000 to $5000. Then they pay the rest of the costs up to $1 million to $5 million. Usually there is a prescription drug benefit and other goodies included.

A new plan passed by Congress is available to those who are self-employed. These are Medical Savings Accounts. They combine a high deductible, lower cost Major Medical plan with a special savings account to be used to pay expenses up to the deductible or not covered by the plan. The savings account remains your money. For more information, click More About MSA.

This is such an important decision. For personalized information that can help you to make a decision, call Nancy, 928-777-8736, or Ron, 928-717-8256 or E-mail us at info@weareinsurance.com.

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