REMEMBER WHEN... |
Remember when Mom and Dad, the kids, Grandma and Grandpa, and Mom's old maid sister, Aunt Edna, all lived in the same house? Sister Sue lived two blocks away with her in-laws. There were lots of people to help in case of Catastrophic Illness. Things are different today.
Family members are often not available to give needed care. Women, the traditional primary caregivers, are often out in the workplace. Families have to relocate much more than they once did. Divorce spreads families apart. The mind set of the current generation does not lead to family provided care.
Home Health Care is still a very popular option. But it is expensive to have professionals come to your home. Nursing Home Care averages between $3000 and $6000 per month. Most insurance policies that provide the money for this type of care cost less per year than one month in a Nursing Home. Investments can be made to plan for the possibility of this expense. Lack of planning can bankrupt a family. Increasingly popular is insurance that provides a Pool of Money that can be used for almost any kind of Long Term Care.
To find the most cost-effective solution for you call Nancy, 928-777-8736, or Ron, 928-717-8256, or E-mail us at answers@weareinsurance.com.
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